WE’LL MAKE
YOUR DEBTS AFFORDABLE
✓ Call Now On & Get Advice 0330 054 5609
✓ No upfront fees until debt is resolved
✓ Only one affordable monthly payment
✓ Payoff your debt WITHOUT bankruptcy or loans
What we can do for you
At SettleMyDebts, we’re here to provide you with practical, customized solutions to help you regain control of your finances. Here’s how we can assist:
- IVA (Individual Voluntary Arrangement)
- Debt Management Plans
- Debt Consolidation
- Debt Relief Orders
- Free, No-Obligation Advice
- Ongoing Support & Guidance
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Living Situation
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Employment Status
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How we Can Help You
Debt Solutions That Work
We offer personalized debt management plans, consolidation options, and expert advice to help you eliminate your debt, one step at a time.
Free Debt Assessment
Start with a free, no-obligation consultation. We’ll review your financial situation and provide practical advice on the best route for you to become debt-free.
Confidential & Stress-Free
We understand that dealing with debt can be stressful. Our team is here to support you through every step with complete confidentiality, kindness, and understanding.
Affordable & Flexible Plans
We work with you to create a repayment plan that suits your budget, making your financial journey easier and more manageable.
Non Judgemental Debt Help
We provide friendly non-judgemental financial guidance, tailored to your circumstances, to relieve the burden of financial strain and offer support on your journey to financial freedom.
Write off up to 85% of your Debts
Worried about collection agents chasing you while your debt increases. Talk to us today.
Help & Support on your journey
We stay with and support you through the entire process. We know that your journey will have a few twists and turns so that’s why we partner with & support you until the successful completion of your IVA.
How Does An IVA Work
An Individual Voluntary Arrangement (IVA) is a formal agreement between you and your creditors to repay a portion of your debt over a set period, usually 5-6 years. Instead of paying off the full amount, you make affordable monthly payments based on your income. At the end of the term, any remaining debt is written off. An IVA stops creditors from taking legal action and offers you protection from harassment. It’s a legally binding solution that can provide a fresh start.
Criteria Required To Become IVA?
To qualify for an IVA, you must have at least £6,000 in unsecured debt and be unable to repay it in full within a reasonable timeframe. You should have a regular income to make monthly payments, and your debts must be owed to two or more creditors. An IVA is suitable for individuals who are struggling with debt but are not facing bankruptcy. Our team will assess your financial situation to determine if an IVA is the right solution for you.
How our debt relief program works
Our debt relief program is designed to help you regain control of your finances by reducing or eliminating your debt. First, we assess your financial situation through a free consultation. Based on this, we create a tailored solution, whether it’s a Debt Management Plan, IVA, or another option. We work with your creditors to lower your monthly payments or potentially reduce the total debt. Throughout the process, you’ll receive ongoing support to ensure you stay on track toward becoming debt-free.
There are 4 phases in the Freedom Debt Relief program:
1
Build
We start by assessing your financial situation and helping you build a dedicated savings account. You’ll make monthly contributions that will be used to settle your debts.
2
Negotiate
Our experts step in to negotiate with your creditors. We work to reduce your outstanding balances, lowering what you owe, so you can pay off your debts for less.
3
Settle
Once a reduced settlement is reached with your creditors, we use the funds in your savings account to pay off the debt. You’ll start clearing your balances and making progress toward financial freedom.
4
Freedom
After all your debts are settled, you achieve financial freedom! You are debt-free, and our team is there to ensure you stay on track with your newfound financial peace.